Commuter
Grace
Crosses the Blackwall Tunnel every weekdayShe hears “Four pounds twenty, paid automatically” and never taps a thing. A tip moves her late-shift trips off-peak.
21 trips · 0 penalties · about £40 a month saved
UK road charges · on watch
The fine that never happens.
Waively catches every UK road charge the moment it applies, tells whoever is driving, out loud if they’re behind the wheel, and gets it paid before it can turn into a penalty.
Free for drivers
Offered through banks, insurers & fleets
We never hold your money
“Blackwall Tunnel. Four pounds twenty. Paid automatically.”Spoken while you drive.
£180
penalty that never happened
What drivers asked for
“Would love an app that applies to all charges.”
5 of 5 drivers we interviewed asked for this, unpromptedToday: six accounts, six sets of rules
TfLCongestion Charge, ULEZ, tunnels
Dart ChargeDartford Crossing
HeathrowDrop-off charge
GatwickDrop-off charge
Stansted & LutonDrop-off charges
London City & SouthendDrop-off charges
With Waively: one
The numbers
Every scheme, the same trap. Miss it, and it costs up to 43× more.
Each UK road charge is small. Each penalty is not. And nobody tells you at the moment you drive in.
The chargeThe penalty if it’s missedMultiple = penalty ÷ charge
234,000+
Dart Charge penalty notices issued a month, on average, in the months after July 2023: at one crossing alone.
31.75%
of appeals against Dart Charge penalties were accepted. Nearly a third of challenged notices didn’t stand.
£16.5m
of unpaid charges and penalties recovered by TfL from ULEZ evaders between January and June 2025.
Full penalties before any early-payment discount. Sources: Transport for London (Congestion Charge £18 from 2 January 2026; ULEZ £12.50; Blackwall & Silvertown tunnels £4.20 per crossing from 21 September 2026, £1.55 off-peak with Auto Pay; penalty £180, halved if paid within 14 days); National Highways (Dart Charge £3.50, penalty £70); airport operators’ published drop-off charges and penalties. Checked September–October 2026.
Dart Charge figures: National Highways, reported by Fleet News (2024). ULEZ recovery: TfL press release, 19 September 2025.
The gap
The system knows the vehicle. It doesn’t know the driver.
Every scheme bills the registered keeper. In a company van, a hire car or a borrowed car, the keeper isn’t the driver, and nobody tells the driver in time.
The scheme
Bills the plate
The keeper
Owner, lessor or hire firm
Employer or owner
Works out who had the car
The driver
Hears about it last
TodayA £18 charge
Cheap window
Notice reaches the driver · £180
Day 3: deadline
With WaivelySame £18 charge
The driver knows within minutes, and it’s paid. £0 penalty.
One driver we interviewed heard about a company-van charge two weeks later, after it had passed from the fleet company to his employer to him.
5 of 5
asked, without prompting, for one place to handle every scheme.
Every
serious incident involved a car the driver didn’t own: company, rental or borrowed.
3 of 5
would not pay for it themselves. So drivers don’t pay. Banks, insurers and fleets do.
I rent vehicles whenever I am in the UK, so I can’t sign up to any app considering it’s not my vehicle.
£85a Dartford penalty plus a £25 rental admin fee
Five driver interviews, London, August 2026, from our own network. A small sample: it tells us where to look, not how big the market is. Quotes anonymised and used with permission.
The solution
The right person pays the right charge, before it becomes a penalty.
Three things, one engine. Screens shown are from our MVP design.
Catch
Every charge, the moment it applies.
Congestion Charge, ULEZ, the tunnels, Dartford and airport drop-offs, in one app. You see the price, the deadline and the penalty at once.
- Three calm choices: pay now, remind me later, or not me.
- Where a charge can’t be confirmed, Waively asks rather than guesses.
Speak
Hear it. Don’t read it.
Nobody should read a phone while driving. Waively says it out loud and saves the notification for when you’ve parked.
- Voice is your choice: always, only while driving, or never.
- Nothing to tap while you drive.
- The notification always lands, so nothing is ever missed.
Autopilot
Set it up once. Zero taps after that.
Set Waively up once and your charges take care of themselves. You hear what was paid, and nothing piles up.
- Zero taps, zero penalties.
- Paid straight to the operator. We never hold your money.
Three drivers, one app
What it feels like to use Waively.
Three everyday situations. One outcome: no penalty.
Small fleet
Wayne
Runs three cleaning vansEvery charge is matched to the driver on shift, and the day’s charges are sorted in one go.
One minute a day, not a pile of letters
Car hire
A renter at Heathrow
Five days in a hire carThe renter hears about every charge and pays on time, so the hire firm isn’t chasing anyone weeks later.
No penalty, no admin fee, no angry customer
MVP in development
Now inviting pilot partners.
We’re looking for a small group of early partners to help shape what launches first. Waively needs no customer money to work: every charge is paid straight to the operator.
Partner briefing
Banks, insurers, fleets, hire firms and scheme operators can request our full briefing: product, roadmap and pilot plan.
Request the briefing →
Why Waively
Everyone else stops at the vehicle. We get to the driver.
| Scheme auto-pay | Car admin apps | Penalty software | Waively | |
|---|---|---|---|---|
| All schemes, one place | No, one per scheme | Partly | No | Yes |
| Acts before a penalty | Yes | Yes | No, after it lands | Yes |
| Reaches the actual driver | No, bills the keeper | No, owner’s app | After the penalty | Yes |
| Free for the driver | Some charge a fee | Varies | Business only | Yes |
Categories based on public information, October 2026. The Waively column describes the product we are building.
What we watch
The charges that catch people out, in one place.
We start where drivers get caught most: London and its six airports. Then we widen the net.
First up
Congestion Charge £18ULEZ £12.50Blackwall & Silvertown tunnels £4.20Dartford Crossing £3.50
Heathrow drop-off £7Gatwick drop-off £10Stansted drop-off £10Luton drop-off £7London City drop-off £8Southend drop-off £8
More UK schemes next, each added once it works reliably
Who it’s for
Free for drivers. Here’s who pays.
One system, three ways in.
I’m a driver
Free, through your bank, insurer or employerYou drive into zones, through tunnels and to airports, and you’d rather not find out about a charge from a penalty letter.
See how it worksI run a fleet or hire firm
A simple monthly price per vehicleVans, minicabs, hire and lease cars. Every charge matched to the driver, approved in one go, with no chasing weeks later.
See Waively for fleetsI’m a bank, fintech or insurer
Waively inside your app, under your brandYour customers get fined for charges they never saw. You already hold the card and the trust. This is a feature you switch on.
See partner options
Talk to us
Partner with us, or join the pilot.
We’re building Waively with banks, insurers, fleets and the operators who run the schemes in mind. If the gap between a vehicle and its driver costs you or your customers money, let’s talk.
Start a conversation →
For fleets & hire
info@waively.co.uk
Waively is built by Kestavar Ltd, London.